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Our Top Products

One loan with no mortgage insurance for stated income. Full doc, zero down, no 2nd mortgage, tax deductible and interest only available. No documentation loans available at 95% LTV.

Free float down option on rate locks prior to closing.

Construction Loans : One Time and Two Time Close

80/20 combo loans.

Zero down loans available if you need to sell your existing homes. We can meet your needs with a zero down combo loan that has no prepay, so when your current home sells, you can payoff the 2nd mortgage and not have to refinance again.

Tap into the equity of your home. 6 months seasoning on owner occupied and non-owner occupies refinances using the current appraised value. No cap on appreciation from purchase. Cash out, debt consolidation and recoup of down payment allowed up to 100% LTV.

Principal reduction available and recast payment on new loan balance.

Loans with start rate as low as 1.5%

Bankruptcy’s ok.

Programs available that do not require collection accounts to be paid off.

No proof of income loans, zero down with acceptable credit ok.

Low or no closing cost loans.

40 year loans.

VA and FHA loans available.

Special programs available for public safety officers, law enforcement, teachers and doctor’s.

Many more programs available to meet your needs!!

MB # 0905658

www. Dawn Svoboda.com

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